| 住房公积金贷款及商业性贷款还款对照表 | |||||
| 贷款年 | 贷款利率 | 月还金额（1万元） | 30万元贷款 | ||
| 限(年) | 公积金贷款(% ) | 商业性贷款(% ) | 公积金贷款(元) | 商业性贷款(元) | 利息差额(元) |
| 1 | 2.75 | 4.6 | 845.80 | 854.24 | 3038.40 |
| 2 | 2.75 | 5 | 428.71 | 438.71 | 7200.00 |
| 3 | 2.75 | 5 | 289.71 | 299.71 | 10800.00 |
| 4 | 2.75 | 5 | 220.24 | 230.29 | 14472.00 |
| 5 | 2.75 | 5 | 178.58 | 188.71 | 18234.00 |
| 6 | 3.25 | 5.15 | 153.06 | 161.75 | 18770.40 |
| 7 | 3.25 | 5.15 | 133.26 | 142.04 | 22125.60 |
| 8 | 3.25 | 5.15 | 118.43 | 127.31 | 25574.40 |
| 9 | 3.25 | 5.15 | 106.92 | 115.90 | 29095.20 |
| 10 | 3.25 | 5.15 | 97.72 | 106.80 | 32688.00 |
| 11 | 3.25 | 5.15 | 90.21 | 99.39 | 36352.80 |
| 12 | 3.25 | 5.15 | 83.96 | 93.24 | 40089.60 |
| 13 | 3.25 | 5.15 | 78.68 | 88.07 | 43945.20 |
| 14 | 3.25 | 5.15 | 74.17 | 83.66 | 47829.60 |
| 15 | 3.25 | 5.15 | 70.27 | 79.86 | 51786.00 |
| 16 | 3.25 | 5.15 | 66.86 | 76.56 | 55872.00 |
| 17 | 3.25 | 5.15 | 63.87 | 73.67 | 59976.00 |
| 18 | 3.25 | 5.15 | 61.21 | 71.12 | 64216.80 |
| 19 | 3.25 | 5.15 | 58.84 | 68.85 | 68468.40 |
| 20 | 3.25 | 5.15 | 56.72 | 66.83 | 72792.00 |
| 21 | 3.25 | 5.15 | 54.80 | 65.01 | 77187.60 |
| 22 | 3.25 | 5.15 | 53.07 | 63.38 | 81655.20 |
| 23 | 3.25 | 5.15 | 51.49 | 61.90 | 86194.80 |
| 24 | 3.25 | 5.15 | 50.05 | 60.56 | 90806.40 |
| 25 | 3.25 | 5.15 | 48.73 | 59.34 | 95490.00 |
| 26 | 3.25 | 5.15 | 47.52 | 58.22 | 100152.00 |
| 27 | 3.25 | 5.15 | 46.40 | 57.20 | 104976.00 |
| 28 | 3.25 | 5.15 | 45.37 | 56.26 | 109771.20 |
| 29 | 3.25 | 5.15 | 44.41 | 55.40 | 114735.60 |
| 30 | 3.25 | 5.15 | 43.52 | 54.60 | 119664.00 |
